Your Information, Protected with Purpose
We value your trust and are committed to protecting your personal and financial data. Our privacy policy outlines how we collect, store, use, and protect any information shared with us during your interactions, including when using our services, submitting inquiry forms, or contacting us via email or WhatsApp.

Key Highlights:

• All personal information (e.g., name, contact details, PAN, income documents) is collected only with consent and used strictly for service-related purposes.
• We do not sell, rent, or share your data with third parties without explicit permission — except where required by law.
• Your data is secured using industry-standard encryption and is accessible only to authorized personnel.
• Users may request access, correction, or deletion of their data by contacting our support team.

This policy complies with India’s Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

Terms & Conditions

Clarity on How We Work Together
These Terms & Conditions govern your use of our website, mobile app (if applicable), and financial consulting services. By using our platform or engaging our team, you agree to abide by these terms — designed to protect both your rights and ours.

What It Covers:

• Scope of services including consulting, documentation assistance, filing, insurance comparison, etc.
• Responsibility of the user to provide accurate, up-to-date information for smooth service delivery.
• Intellectual property rights of all content, logos, and tools hosted on this site.
• Limitation of liability: While we offer expert-backed services, outcomes may vary due to regulatory, technical, or client-side delays.
• Termination clauses: We reserve the right to refuse or terminate services in cases of non-cooperation, fraud, or policy violation.

All users are encouraged to review the full Terms before availing services.

Refund & Disclaimer Policy

Transparency You Can Trust
We follow a clear, no-surprise policy when it comes to service refunds and disclaimers. Because most of our services are personalized and time-bound (like ITR filing, GST assistance, financial planning, etc.), refunds are limited to cases of service failure from our side.

Refund Policy:

• Refunds will be processed only if a client has paid in advance and no work has been initiated from our end within the agreed time frame.
• No refunds will be entertained once work has commenced, documentation has been exchanged, or consultations have been delivered.
• Refund requests must be raised in writing within 3 business days of payment.

Disclaimer:

• All information provided on our website or during consultations is meant for general financial awareness and is not a substitute for licensed legal advice.
• We are not responsible for any penalties, loss, or delays caused by incorrect information provided by the user.
• Regulatory rules (e.g., tax laws, interest rates, scheme terms) may change, and we update our advice accordingly — but are not liable for changes made after service delivery.

Clients are advised to keep updated with official government announcements and double-check submitted information.